b'SUPPORTING EMPLOYEE WELLNESSThehealthandwellnessofOceanFirstBankemployees is a top priority. On an ongoing basis,theBankpromotesa work-lifebalanceandflexiblework schedules, in addition to maintaining affordable health insurancecontributionsand sponsoringvariouswellness programs.PHYSICAL WELLNESS enjoy.Fitnesscenterequipmentincludesfree Health and Welfare Benefits weights, exercise machines, cardio machines such OceanFirsts comprehensive benefits package astreadmillsandPelotonbicycles,on-demand supports the individual needs of our employees.fitnessclasses,andfullyappointedlockerrooms.The Banks health and welfare programs includeIn2021,registeredgymmembersincluded363 three medical plan and two dental plan options,employees and 59 family members.avisionplan,andlifeanddisabilityplans.Our Employees choose the plans that best suit their individual needs and the needs of their families. EMOTIONAL AND SOCIAL WELLNESSPaid Time Off (PTO) OceanFirst provides employees and their house-Paid Time Off (PTO) is necessary for employeesholdfamilymemberswithaccesstoacompre-to maintain a work/life balance. OceanFirst grantshensiveEmployeeAssistanceProgram(EAP). time away from work in the form of PTO basedTheEAPisaconfidentialcounselingandreferralonemployeesyearsofserviceandofficerstatus.service designed to assist employees in navigat-Employees are encouraged to use PTO to take aingpersonalorwork-relatedchallengesandlife breakfromthedemandsoftheworkplaceandevents. The EAP addresses a wide variety of is-focus on their personal, physical, and mental health. sues that affect employees mental and emotional well-being, such as stress, grief, substance abuse Leave of Absence Programs and addiction, depression, anxiety, and marital or OceanFirst supports a variety of leave of absenceparental issues.programs for personal, medical, family, or militaryThe EAP provides up to six counseling sessions reasons. per issue and then coordinates care through em-Corporate Fitness Centers ployeeshealthinsurance.Employeesalsohave OurRedBankandTomsRiverHeadquartersthe option to access behavioral health profession-house state-of-the-art fitness centers for our alsandfacilitiesdirectlythroughtheirmedical employees and their eligible family members toplanbenefits.18OCEANFIRST BANK'